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https://businessconnectindia.in/lounge-interviews/chessy-estate-veterans-private-limited/
Tuesday 11 June 2019
“Hey Saviours! You too need a Will…”
Isn’t it enough weight on the shoulders of our soldiers?
Don’t they have enough insecurity to deal with on the field of duty already? We
are talking about the lives of people guarding the territory of our nation from
all sorts of menace, insurgencies and terrorists’ attacks. Our Army Officers,
Navy Personnel and Air Force Cadets, people who act as the frontline defense
for our nation, the ones who have paid their dues not only towards their
families but also towards each and every citizen who enjoys the peaceful
night’s sleep and well-being at the cost of the sleepless nights they spend on
guard. Don’t we have a debt to pay towards their unwavering sacrifices? We want
to humbly play the role of spreading the awareness among them to protect their
loved ones by leaving them behind with a ‘Will’ to save them from all the
troubles in case they have to make the ultimate sacrifice for the nation by
laying down their lives.
For most of us ‘Army’ is just a four letter word and also not
intending to stereotype but most of the common folks have this vague notion
that army officers are really well paid and that their families are without
worries set for their life time, receiving a lump sum amount as compensation in
case of death during active duty. Sadly, that notion is only built out of
ill-informed people spreading rumors without any hard base facts. Obviously army
personnel enjoy a stable salary alike any other field of work, yet far less in
comparison to that they have to put at stake during their service. Think of the
times they spend alone, cut off from their families, cooped up to serve the
nation for a greater good and if needed even lay down their lives in the name
of their nation and its protection. In general, I personally don’t really think
that it would make a difference if I’m paid as compensation for losing my
father, brother, sister or any member of my family per say. No materialistic
possession could ever fill the void left behind by the loss of a loved one. Ask
the wife whose husband left him with two kids before losing his life on the
line of duty. Ask the kids who never realized that it was the last time they
were ever going to get a hug from their father. Ask the brother who held his
younger sibling’s dead cold corpse and wished it was him instead. Ask them and
you’ll know the value one trifle life can hold to another. This is where our
prestigious company ‘Dil Se Will’ has an integral role to play. Our Wills are
properly organized and already incorporated with a protective clause.
We as humans are a very fragile species. Smartest of all but
easily breakable too. Even a normal person can lose the chance of seeing
another day considering the various unforeseen incidences and accidents that
occur in our daily lives. For an army man, let us presume those chances are ten
folds more, a possibility they have to endure and live with each day at
service, a possibility that it just might be their last day among the mortal
souls. That there was not just a random calculation, let us shuffle through the
history of our country. India since 1970’s has been subject to the target of
more than 12,000 terrorists’ attacks, out of which more than 30% were on army
officers and command posts.
Going over a few renowned ones, specially the URI incident
which caught a lot of public attention ‘after’ the adaptation of the story on
the Bollywood big screen and got everyone in the groove of “How’s the Josh?”. On
18th September 2016, four Terrorists attacked the Indian Army
brigade headquarters in the town of Uri in Jammu & Kashmir. Left 17 dead
and 30 injured. Back then it was the deadliest attack on forces in Kashmir in
two decades.
Next one was on 10th February 2018, Terrorists
attacked an Indian army camp at Sunjuwan, Jammu, killing 11 soldiers and
injuring 20 others.
Lastly the most recent one, on 14th February 2019,
on the Jammu Srinagar National Highway, a convoy carrying security personnel
was attacked by a suicide bomber in the Pulwama district of Jammu &
Kashmir. The blast claimed lives of 40 CRPF (Central Reserve Police Force)
officers and the bomber, 35 were gravely injured.
Talking about movies we can take the example of the Bengali
movie ‘Bela Seshe’ to get an overview of a general family and the importance of
a Will, the movie depicts a typical Bengali Family and how naïve few people are
of their family’s savings or how to access them, if by any chance the bread
earner passes away all of a sudden, the other spouse might have no clue as to
what their savings were or where for that matter.
Well for that reason The Succession Act 1925, provides the
scope of ‘Privileged Wills’, it is a scope provided to all serving officers
over the age of 18, engaged in actual warfare or employed for an expedition to
make an instant will or leave behind instructions for the formation of one
while still being in the battlefield. A Privileged Will can be made in writing
or orally in the presence of two witnesses, the testator here leaves his legacy
by dictating his will or giving directions to execute it to a person of trust
and mostly a comrade. Basically it is an instant command or instructions of
formulating a Will in case of the demise of the testator. In 90% cases the
person whom the directions and declaration is given to might die in the field
of duty after the testator or on the same time and date alongside the testator.
Leaving behind the families without a Will to execute and challenges to prove
their hereditary succession over the property and savings of the deceased
person. Thus in most Privileged Wills, there is no guarantee of the life of the
executor or witnesses after the demise of the testator in the active field of
duty. Here we can find another proverb coming true, ‘Prevention is better than
cure’.
Here ‘Prevention’ would come in the form of making their
Wills than opting for Privileged Wills. Protecting their family in advance so that
they can be saved of all the unnecessary challenges after the demise of the
testator. Our aim solely being to reduce the chaos in the society caused by the
complexity and challenges in court procedures in case of succession. Due to our
unique drafting and presence of a protective clause our wills might not face
any challenges in the future even in the absence of codicils.
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